In a turn of events, one of the performers starts a small fire that burns part of the home. No one was hurt, but your client wants to be reimbursed for the damages. Your waiter spills water and a guest in heels slips and injures herself. One of your runners knocks over the venue’s precious sculpture. A Thimble Event Planner Insurance policy mitigates the risk that these incidents result in financial losses for you.
But if we talk about your day-to-day operations, then general liability insurance is a must. Most clients, especially companies, will require you to get general liability insurance and them as additional insured. By being an additional insured, clients can use your general liability insurance in case someone becomes hurt during their event and files a claim. Many event insurance companies require hosts to pay for a minimum of $1 million in liability coverage, but for smaller gatherings, this amount may be more than you need. Selected as the best value in our review, Markel sells event insurance with liability limits starting at $500,000 for a price of just $75, helping you save by not overpaying for coverage. You’ll even save an additional 15% by bundling an event liability policy with an event cancellation policy. to know more by clicking this link hayesandassoc.com
She was totally professional, calm, sympathetic and I really felt that she had my best interest at… Within in minutes Ashley Zabala called me and walked me through how to correct the issue and she was very professional and… Patiently reviewing every aspect of my event to insure I had all the coverage I needed.
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes. We had to make an adjustment to our venue and because she was so responsive it made it very simple. She’s always been ready to help me when I need assistance from the team. Who was a freaking legend – incredibly helpful, kind, funny, and didn’t bloody talk down to me! The number of times I can count being talked down to by a man at these other companies is ridiculous!
Basically, anytime a client tries to take legal action against you saying that you did not provided the services that you promised error and omissions insurance is going to protect you. For most doctors this type of insurance is known as malpractice insurance and for lawyers it may be referred to as professional liability insurance. But in practice, the business owner’s policy from different insurance companies doesn’t only bundle general liability and commercial property insurance.
We’ll connect you with an agent who specialises in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need. We proudly make buying insurance different and our cover comes with a range of benefits. Events don’t always go as planned; having the right cover gives you extra peace of mind. Our tradesman cover starts from the moment you purchase. Complete our quote form and we will search insurers to give you the cheapest quote based on the information provided.
Also, do your employees run errands for your event planning business using their own vehicles? If this is the case, get hired/non-owned auto insurance instead. Another inclusion in commercial property insurance is stocks and contents coverage. You need rented premises liability coverage if you’re renting or leasing a commercial space. This will reimburse the owner if his property gets damaged because of a fire and other covered perils. General liability insurance can also pay on your behalf if someone has their property damaged at an event that you organized.
On the day of the event, you realize that this person has the wrong event date on the callsheet. Only half the staff is able to show up on the fly, and your client sues for negligence. We recommend the best products through an independent review process, and advertisers do not influence our picks. We may receive compensation if you visit partners we recommend. From Sports Travel Insurance to Golf Insurance, SportsCover Direct is one of the UK‘s leading online sports & leisure insurance providers. Thankfully, havingevent cancellation insurancein place will ensure that you are not left out of pocket if your event is cancelled, postponed or abandoned for adverse weather scenarios.