If you have to use some of these late night banking options, you might pay a fee to do so. Walmart is one of the most global and accessible check cashing places on this list. With over 5,000 locations, close to 90% of the population in the United States lives within 15 miles of a Walmart. It can easily verify the availability of funds by checking the account balance of the one who wrote you the check.
Most banks won’t cash checks unless either the check sender or receiver has an account with them. This means you can cash your checks at your own bank or you can cash your check at the bank of the person who wrote the check out to you. A bank account can make life easier when it comes to managing your money.
Grocery stores are hit-and-miss with places to cash a check on sundays cashing services. You need to ask their customer service desk to find out. Some stores might only cash payroll checks, cashiers’ checks and money orders. You can carry any of the IDs issued by the government, including your driving license.
Fortunately, you can also cash a check even if you don’t have an ID, so there is no need to worry. In general, you need to have an ID available in order to cash a check, so you should always be ready to present it. The good news is that there are different documents that may be accepted as ID, so you need to contact your bank and find out what they use. If you have a particular document you would like to use as an ID, you can ask them whether they’ll accept it.
You’ll find most Walmart locations are open as late as 10 pm or 11 pm. There were many 24-hour Walmart stores before the covid-19 pandemic hit. Unlike an activated American Express gift card that doesn’t expire, a debit card issued by a bank will expire. Alternatively, you can sell a gift card for cash online.
Most checks clear within 48 hours and the balance is deposited onto your reloadable 7-Eleven prepaid card. Sometimes, non-customer banks fees can be more expensive than some of the other options mentioned here. Luckily, no ID is required to do this, so if you don’t have any, this can be a very useful way to cash your check. You just need to ensure you have your debit card with you because it’ll be necessary. How long it will take for the money to be processed depends on the particular app you are using. One of the most popular check-cashing apps that exist is Ingo Money.
WinCo Foods is a large grocery chain in the Western United States. You can find a WinCo Foods store in the western U.S, Oklahoma and Texas. The teller won’t necessarily reject your check if it doesn’t have your full legal name. For example, if the check saysJohn Doe but your driver’s license saysJonathan, it’s acceptable. Debit card transfers currently cost 1% of the transfer amount (up to $10) as of September 2020. A travel center accepts personal vehicles and has dedicated refueling lanes for semi-trucks.
Then, hand the check and your government-issued ID over to the cashier or teller. Once they verify your identity, your check will be processed and the money handed over to you or deposited into your account. Consider checking cashing apps like Ingo Money, PayPal, NetSpend, and Green Dot that enable you to cash a personal check online without being a bank customer. Walmart does cash checks at their in-store MoneyCenters during its standard open hours on Saturday (8 AM – 8 PM) and Sunday (10 AM – 6 PM) as of 2022. You can cash any type of pre-printed checks, just make sure to bring a valid form of photo ID to the store.
However, if you have nothing in your account prior to depositing the check, you will not be able to withdraw the funds for 24 to 48 business hours. Depending on how often you need to cash a check, it may be much easier for you to open a checking account of your own and avoid this workaround. The last thing you want is for money to get in the way of your relationships with friends and family. If you don’t have a bank account of your own, then you could endorse the check to a friend or family member who does. Ace Check Express is one of the most popular options, with physical locations in 24 states. It will cash almost any kind of check as long as you have a valid form of identification.